Fintechs | MFStack

Fintech teams want speed, reliability, compliance, and seamless investor journeys.

Building a mutual fund stack internally takes months and a large engineering team — plus regulator-aligned workflows, data models, security, and RTA integrations.

This solution gives you a production-ready MF stack out of the box, powered by Fintech Primitives APIs and wrapped in configurable, white-labeled UIs.

Launch in days, not quarters.

What You Get Out of the Box

1. Production-Ready Mutual Fund Journeys

Plug-and-play workflows you can embed or fully white-label:

Digital onboarding (Resident / NRI / Non-individual)

Aadhaar eSign KYC

Lumpsum, SIP, Switch*, STP*, Redemption

Mandates, payments (UPI / Netbanking)

Portfolio dashboards + analytics

Capital gains & tax-ready reports

A complete mutual fund app without reinventing the wheel.

2. SDKs, Workflows, or Full Apps — Your Choice

Depending on your product roadmap:

SDKs: For teams that want to build custom UIs but use our core logic

Hosted Workflows: Drop-in, battle-tested journeys

Domain Kit: Fully white-labeled app hosted on your domain

Investor App: Web + mobile apps you can publish under your brand

Pick based on speed vs. control.

3. Infra Built for Modern Fintech Scale

Low-latency API stack

Enterprise-grade security

Role-based access

Multi-environment support

Audit logs and analytics

High reliability backed by Fintech Primitives

You get bank-grade infra without managing infra.

4. Clear Separation for Product, Tech & Ops

Fintechs run multiple teams — each gets appropriate tools:

Product: Configure flows, branding, rules, validations

Engineering: Integrate APIs/SDKs, extend UI, ship quickly

Ops/Compliance: Monitor transactions, approvals, exceptions, reports

Everyone works from aligned, auditable systems.

Where This Helps Fintechs Win

Launch Faster

Skip 80% of the boilerplate and focus on product differentiation.

Reduce Engineering Load

Ready KYC, mandates, SIP engine, reports, DIT, and more.

Enterprise-Grade Compliance

SEBI-aligned flows, data protection, auditability, and bank-level security.

Flexibility to Evolve

Start with hosted flows → move to SDKs → scale to fully custom journeys.

Narrative Snapshot

A fintech startup wants to launch a mutual fund investing module but doesn’t want to spend 6–12 months on compliance, onboarding flows, SIP engines, payment rails, and RTA integrations.

They adopt MFStack’s hosted workflows + SDKs.

They go live in weeks with modern, reliable investor journeys — while their engineering team focuses on their differentiation layer.

Flexible Deployment Options for Every Fintech Stage

Fintech teams evolve fast — so the deployment model must adapt. You can start simple and scale into more control as your product matures.

1. SaaS for Fastest Go-Live

Perfect for fintechs validating a new investment product.

You get:

Instant onboarding + MF journeys

Fully managed infra

White-labeled web & mobile apps published to your App Store accounts

Zero maintenance, automatic updates

Great for MVP → early scale.

2. Self-Hosted for Fintechs with Compliance/Security Needs

For teams needing data control or meeting enterprise/B2B customer requirements.

You get:

Dedicated infra in your cloud (AWS/GCP/Azure)

Data residency + sovereignty

Ability to apply custom security policies

Your own infrastructure SLAs

Great for fintechs dealing with banks, NBFCs, regulated partners, or enterprises.

3. Custom Development for Differentiated Consumer Experiences

If your fintech wants to build a unique investing app, but needs a mutual fund engine beneath it:

Custom UX/UI built for your vision

Tailored flows for onboarding, goals, insights, gamified journeys

Custom dashboards, recommendations, nudges

Engineering + QA + ongoing updates handled for you

You focus on product innovation; we handle the mutual fund plumbing.

Why This Matters for Fintechs

Different fintechs take different paths:

Early-stage → SaaS (time-to-market is everything)

Growing product → SDK + Self-Hosted (control + scalability)

Fintech with strong brand/UI → Custom Development (unique UX, standard backend)

This flexibility reduces tech debt and lets you align your MF module with your roadmap, not the other way around.

Connected Use Cases

Launch Your Branded App → For full white-label apps

Distributor Initiated Transactions → If your product involves advisory-led flows

Sell Mutual Funds via Your App → Core investing use case for consumer-facing fintechs