Switch & STP: Smarter Portfolio Rebalancing (Coming Soon)

Switch and STP journeys give investors powerful ways to rebalance portfolios, shift risk, and optimize long-term returns. MFStack brings these capabilities into a modern, guided digital flow—built for both self-service investors and distributor-assisted transactions (DIT) with consent.

Both features are coming soon, designed on top of Fintech Primitives’ robust transaction engine.

Switch (Coming Soon)

A switch allows investors to move money from one scheme to another within the same fund house. MFStack will support all major switch types:

1. Amount-Based Switch

Investors can transfer a specific amount from their existing scheme to a new one.

2. Unit-Based Switch

Ideal for investors who prefer switching exact units instead of value.

3. Full Switch

Move the entire balance from one scheme to another in a single action.

Switching becomes a clean, intuitive experience with real-time validations, scheme checks, and cutoff logic.

STP — Systematic Transfer Plan (Coming Soon)

STP automates periodic transfers from one scheme to another—commonly used for:

Moving from debt → equity gradually

Reducing timing risk

Creating disciplined investment transitions

MFStack’s upcoming STP engine will support:

Frequency selection (daily/weekly/monthly)

Amount-based transfers

Clean mapping of source and target schemes

Automated scheduling and status tracking

DIY + Distributor Initiated (DIT)

Both Switch and STP will follow the same dual workflow pattern as other MFStack transactions:

Investor Self-Service (DIY)

Investor initiates the switch or STP setup directly from their app

Clean UI guides them through scheme selection and inputs

Status updates are shown instantly

Distributor-Initiated (DIT)

Distributor initiates the order

Investor reviews and approves through a consent-driven step

Fully compliant and smooth for both parties

This hybrid model gives distributors operational power without compromising investor control.

Why This Matters

Better portfolio control with flexible switching

Reduced timing risk via STP automation

Distributor-friendly with assisted workflows and consent

Modern UX that demystifies rebalancing

Switch and STP complete the investor’s transaction toolkit—making MFStack a comprehensive, future-ready mutual fund application stack.