
December 13, 2025
Cybrilla – RTA Route
A direct integration path for mutual fund transactions via Cybrilla’s RTA connectivity, enabling fast, reliable, and compliant MF order processing without building your own RTA rails.
Instead of building and maintaining direct integrations with multiple RTAs, Cybrilla provides a unified, standardized, and modern API layer that handles transaction routing, validations, and communication with AMC RTAs.
MFStack plugs into this layer through Fintech Primitives, delivering production-ready transaction journeys and reporting without the complexity of backend integrations.
The result: a clean, reliable route to execute MF transactions across AMCs with minimal engineering.
What the RTA Route Solves
1. No Need for Direct RTA Integrations
Traditionally, businesses must integrate separately with CAMS, KFin, and other RTAs.
This is slow, expensive, and requires ongoing maintenance.
Cybrilla abstracts all of this into a single interface, giving you:
- Standardized messaging
- Unified transaction formats
- Consistent validations
- Reduced operational overhead
MFStack builds the UI + workflows; Fintech Primitives and Cybrilla handle the rails.
2. Faster, More Reliable Transaction Processing
The RTA route supports all core MF transactions:
- One-time purchases
- SIPs
- Redemptions
- Switches
- STP & SWP
- Mandates and payments
Built with robust error-handling and instant acknowledgements, you get modern reliability without reinventing infrastructure.
3. Enterprise-Grade Compliance & Connectivity
Cybrilla ensures:
- AMC-aligned data exchanges
- RTA-compliant validations
- Controlled processing paths
- Secure transaction handling
- Standardized callback mechanisms
Your platform stays compliant by design.
4. Seamless Integration Through Fintech Primitives
Fintech Primitives is the authorized integration partner.
Through their APIs, MFStack connects directly to Cybrilla’s RTA gateway.
You benefit from:
- Clean synchronous + asynchronous flows
- Unified MF transaction engine
- Automatic updates as RTAs evolve
- Zero backend maintenance on your side
MFStack focuses on UI, investor experience, and business workflows—no API plumbing required.
Who This Route Is For
- Fintechs launching MF investing quickly
- Distributors building digital-first advisory platforms
- Wealth management teams offering self-service + assisted journeys
- AMCs enabling direct investor transactions outside ONDC
This is the most straightforward way to go live with MF transactions.
How It Integrates With Other Use Cases
- Sell Mutual Funds via Your App → The RTA route is the underlying transaction pipeline.
- Distributor Initiated Transactions → DIT uses the same RTA flows for assisted execution.
- Launch Your Branded App → Your branded app runs on the RTA route underneath.
It’s the foundation for most MFStack transaction journeys.
Narrative Snapshot
A fintech wants to offer MF transactions but does not want the heavy lift of building direct RTA integrations.
Using MFStack + Fintech Primitives + Cybrilla RTA connectivity, they go live in weeks with fully functional purchase, SIP, redemption, and switch journeys—backed by real-time status updates and complete RTA compliance.